Molds are microscopic organisms found virtually everywhere, indoors and
outdoors. Mold spores are tiny, lightweight and easily detached by
airflow, vacuuming, walking on carpet or sitting on a couch. In indoor
environments, they grow in air-conditioning ducts, carpets, pots of
houseplants, etc. They produce and release millions of spores, which
are small enough to stay airborne threatening to invade the human
respiratory system. Mold growths can often be seen in the form of
discoloration, ranging from white to orange and from green to brown and
black. In large quantities, molds can cause allergic symptoms similar
to those caused by plant pollen. In order for mold to grow, it needs
food sources (such as leaves, wood, paper, or dirt), a source of
moisture, and a place to grow.
When testing for mold, there are three primary methods. Visual sampling
(sample from a visual growth area), HVAC air sampling (from air ducts),
and Settling plate air sampling (from an open air environment). The
comprehensive test results are available within 72 hours after the lab
receives the samples. The presence of mold, water damage, or musty
odors should be addressed immediately. In all instances, any sources of
water must be stopped and the extent of water damage determined. Here
are a few warning signs of possible mold growth
Tree Roots have been known to infiltrate into storm and sanitary lines
and also damage foundations. These conditions can lead to moisture
build up and lead to mold growth.
Roofs may show evidence of past or present leaks or may soon develop
leaks that can cause mold growth.
Efflorescence (white powdery substance) and staining of the chimney is
an indication of moisture penetrating the system.
Chimney Flashing, roof penetrations, other flashing, changes in roof
elevation, all have the potential of future maintenance when downspouts
and gutters are not properly maintained on garages and dwellings. Poor
drainage can cause seeping in to the dwelling. Overflowing gutters,
downspouts, leaking roofs, and leaking flashing can cause mold growth.
Exterior Wood Surfaces should be treated every 3-5 years. Untreated
wood has the potential to develop mold growth that will cause
deterioration or possibly enter the dwelling.
Drywall nail pops or rusted drywall nails may be the cause of high
indoor humidity or possible past/present leaks that may cause mold to
grow on exposed or not exposed surfaces. Mold is often found in walls
behind drywall or behind wallpaper. Cleaning carpets often causes high
humidity in homes leading to mold under the carpet.
Attic Temperature that is greater than 30 degrees from exterior ambient
temperature should have venting or an attic fan installed. These
extreme temperature fluctuations, hot in summer cold in winter, can
lead to moisture build up and lead to mold growth.
Disclosures: Ask if any past leaks from broken water pipes or flooding
from sewers, storms and run off still exist. Any wood paneling,
drywall, or ceiling tiles that are in contact with water, high
moisture, flooding, or seepage should be removed within 24 hours after
getting wet. Furthermore, it is recommended that you remove at least an
additional 12 inches of material past and away from the moisture stains
or water-damaged area.
Humidifiers on furnaces if not properly used will cause condensation on
sheathing in the attic. This condensation will result in a black mold
appearance. Humidifiers are known to contain microbiological growth
within their operating housing. It is recommended that these areas be
properly cleaned periodically.
Ductwork in dwellings has a high probability to contain dust, debris,
and possible microbiological growth. It is recommended that all
ductwork be professionally cleaned and maintained. An appropriate
maintenance schedule depends on many factors, but a basic rule of thumb
would be to have the ductwork professionally cleaned once every 18-24
months. In addition, HEPA or high density filters should be installed
to help control the filtering out of microbiological airborne
particles, dust, etc.
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| Molds
gradually destroy the things they grow on. Prevent damage to
building materials and furnishings, save money, and avoid
potential health risks by controlling moisture and eliminating
mold growth. |
Found Mold....Now What?
Contact your insurance company immediately to file your claim.
Only hire qualified contractors who have experience in mold removal.
Not all contractors are familiar with proper removal techniques. Your
insurance company may have a list of qualified contractors.
If your claim is denied, do not give up. There are companies that
specialize in reviewing all denied claims to assure that you receive a
complete and fair settlement. One such company is
INSURANCE CLAIM DENIAL (ICD). If you are or have been denied a mold
damage insurance claim, we highly recommend that you contact ICD today.
Their sole responsibility is to their clients and helping them recover
all unpaid or underpaid claims.
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